Investment options of DT MIDSTREAM 401(K) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| Blackrock Strategic Completion |
| State Street Target Retirement 2020 |
| State Street Target Retirement 2025 |
| State Street Target Retirement 2030 |
| State Street Target Retirement 2035 |
| State Street Target Retirement 2040 |
| State Street Target Retirement 2045 |
| State Street Target Retirement 2050 |
| State Street Target Retirement 2055 |
| State Street Target Retirement 2060 |
| State Street Target Retirement 2065 |
| Mercer Mercer International Stock |
| Mercer Mercer Small Mid/Cap Stock |
| Mercer Mercer Diversified Bond |
| Mercer Mercer International Sock Index |
| Mercer Mercer US Small/Mid Cap Stock Index |
| Mercer S&P 500 Index |
| Mercer US Bond Index |
| Blackrock Multi-Asset Income Portfolio Fund |
| Rates from 4.25% to 9.50% – |
| 1BKMIX 314,203.17 |
| 1BRSCNM 681,187.64 |
| 1SSTC20 359,986.24 |
| 1SSTC25 1,364,385.36 |
| 1SSTC30 1,927,230.03 |
| 1SSTC45 2,549,099.38 |
| 1SSTC50 2,718,632.75 |
| 1SSTC55 2,632,713.03 |
| 1SSTC60 1,138,329.31 |
| 1SSTC65 700,725.65 |
| 1SSTC35 1,487,858.13 |
| 1SSTC40 999,333.92 |
| 1MERINS 1,938,985.15 |
| 1MERSSE 1,967,656.08 |
| 1MERSMD 1,230,754.45 |
| 1MERSSR 1,438,860.61 |
| 1MERSS5 7,807,428.82 |
| 1MERDBD 840,604.46 |
| 1MERSSB 1,340,148.30 |
| 1IVSVB1 1,031,494.03 |
| FORFEITURES 406,602.01 |
Investment model portfolios
We provide two types of investment model portfolios for DT MIDSTREAM 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DT MIDSTREAM 401(K) PLAN