Investment options of DEDON 401(K) RETIREMENT PLAN
Total Available Funds: 48
| Investment Description |
|---|
| American Funds Target Retirement 2050 Fund |
| American Funds Target Retirement 2045 Fund |
| American Funds Target Retirement 2035 Fund |
| Putnam Large Cap Value Fund |
| American Funds Target Retirement 2040 Fund |
| American Funds Target Retirement 2055 Fund |
| ClearBridge Select Fund |
| American Funds Target Retirement 2060 Fund |
| Vanguard Small-Cap |
| Fidelity Small Cap Growth Fund |
| MassMutual Inflation-Protected Income Fund |
| Vanguard |
| Nuveen International Equity |
| American Funds Target Retirement 2025 Fund |
| JP Morgan U.S. Research Enhanced Equity Fund |
| Fidelity Advanced Small Cap Value Fund |
| MFS Mid Cap Value Fund |
| American Funds Target Retirement 2020 Fund |
| Pioneer Bond Fund |
| PIMCO Real Return Fund |
| PGIM High Yield Fund |
| John Hancock International Growth Fund |
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| AMERFUNDS 2030 TARG DATERET R6 |
| AMERFUNDS 2025 TARG DATERET R6 |
| AMERFUNDS 2020 TARG DATERET R6 |
| AB LARGE CAP GROWTH I |
| AMERFUNDS 2060 TARG DATERET R6 |
| VANGUARD SMALL CAP INDEX ADMRL |
| AMERICAN FUNDS 2055 TARGET R6 |
| AMERFUNDS 2035 TARG DATERET R6 |
| MFS MID CAP VALUE FUND – R6 |
| PIMCO REAL RETURN FUND – INSTL |
| AMERFUNDS 2045 TARG DATERET R6 |
| PGIM HIGH YIELD FUND R6 |
| NUVEEN INT EQ INDEX R6 |
| AMERFUNDS 2040 TARG DATERET R6 |
| FIDELITY SMALL CAP GROWTH K6 |
| CLEARBRIDGE SELECT IS |
| AMERFUNDS 2050 TARG DATERET R6 |
| JH INTERNATIONAL GROWTH R6 |
| VANGUARD 500 INDEX FUND – ADM |
| JPMORGAN US RSCH ENHANCED EQ R |
| FIDELITY ADV SMALL CAP VAL Z |
| PIONEER BOND FUND – K |
| PUTNAM LARGE CAP VALUE R6 |
| MASSMUTUAL INFL PROT INC I |
Investment model portfolios
We provide two types of investment model portfolios for DEDON 401(K) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DEDON 401(K) RETIREMENT PLAN