Investment options of DAUBERT INDUSTRIES INC. PROFIT SHARING PLAN
Total Available Funds: 34
| Investment Option List |
|---|
| American Beacon Large Cap Value Fund Class Institutional Registered Investment Company (AAGPX) |
| Fidelity 500 Index Premium – Premium Class Registered Investment Company (FUSVX) |
| Fidelity Blue Chip Growth Fund – Class K Registered Investment Company (FBGRX) |
| Fidelity Capital & Income Fund Registered Investment Company (FEQIX) |
| Fidelity Contrafund – Class K Registered Investment Company (FCNTX) |
| Fidelity Emerging Markets K Registered Investment Company (FZEMX) |
| Fidelity Extended Market Index Registered Investment Company (FSEMX) |
| Fidelity Freedom K 2010 Fund Registered Investment Company (FFFCX) |
| Fidelity Freedom K 2015 Fund Registered Investment Company (FFVFX) |
| Fidelity Freedom K 2020 Fund Registered Investment Company (FFFDX) |
| Fidelity Freedom K 2025 Fund Registered Investment Company (FFTWX) |
| Fidelity Freedom K 2030 Fund Registered Investment Company (FFFEX) |
| Fidelity Freedom K 2035 Fund Registered Investment Company (FFTHX) |
| Fidelity Freedom K 2040 Fund Registered Investment Company (FFFFX) |
| Fidelity Freedom K 2045 Fund Registered Investment Company (FFFGX) |
| Fidelity Freedom K 2050 Fund Registered Investment Company (FFFHX) |
| Fidelity Freedom K 2055 Fund Registered Investment Company (FDEWX) |
| Fidelity Freedom K 2060 Fund Registered Investment Company (FDKNX) |
| Fidelity Freedom K 2065 Fund Registered Investment Company (FAXDX) |
| Fidelity Freedom K 2070 Fund Registered Investment Company (FRBDX) |
| Fidelity Freedom K Income Fund Registered Investment Company (FFFAX) |
| Fidelity Inflation Premium Bond Index Fund Registered Investment Company (FIPDX) |
| Fidelity International Discovery Fund – Class K Registered Investment Company (FIADX) |
| Fidelity International Index Fund Registered Investment Company (FSSEX) |
| Fidelity Low-Priced Stock Fund – Class K Registered Investment Company (RLPHX) |
| Fidelity Puritan Fund – Class K Registered Investment Company (FPURX) |
| Fidelity U.S. Bond Index Fund Registered Investment Company (FBNDX) |
| JH Enterprise Fund Class T Registered Investment Company |
| JH Triton Fund – Class N Registered Investment Company |
| NYLI Winslow Large Cap Growth Class I Registered Investment Company (NVLIX) |
| PIF Small Cap Institutional Registered Investment Company (RHFHX) |
| PIMCO RAE US Small Fund Institutional Class Registered Investment Company (PCFIX) |
| Victory S Estb Val 1 Registered Investment Company |
| Stock – 93.417 shares |
Investment model portfolios
We provide two types of investment model portfolios for DAUBERT INDUSTRIES INC. PROFIT SHARING PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for DAUBERT INDUSTRIES INC. PROFIT SHARING PLAN