Investment options of CORA SERVICES 403(B) RETIREMENT PLAN
Total Available Funds: 42
| Investment Description |
|---|
| AUL American Funds Cap World Bond Fund |
| AUL American Funds Cap World Growth and Inc Fund |
| AUL American Funds EuroPacific Growth Fund |
| AUL American Funds New World Fund |
| AUL BlackRock Mid Cap Growth Equity Fund |
| AUL Fidelity Mid Cap Index Fund |
| AUL Fidelity Small Cap Index Fund |
| AUL MFS Growth Fund |
| AUL MFS International Value Fund |
| AUL T. Rowe Price Retirement 2010 |
| AUL T. Rowe Price Retirement 2015 |
| AUL T. Rowe Price Retirement 2020 |
| AUL T. Rowe Price Retirement 2025 |
| AUL T. Rowe Price Retirement 2030 |
| AUL T. Rowe Price Retirement 2035 |
| AUL T. Rowe Price Retirement 2040 |
| AUL T. Rowe Price Retirement 2045 |
| AUL T. Rowe Price Retirement 2050 |
| AUL T. Rowe Price Retirement 2055 |
| AUL T. Rowe Price Retirement 2060 |
| AUL T. Rowe Price Retirement 2065 |
| AUL Nuveen Large Cap Resp EQ Fund |
| AUL Vanguard 500 Index Fund |
| AUL Vanguard Equity Income Fund |
| AUL Vanguard GNMA Fund |
| AUL Vanguard International Stock Index Fund |
| AUL Vanguard Small Cap Growth Index Fund |
| AUL Vanguard Target Retirement Income Fund |
| AUL Vanguard Wellesley Income Fund |
| AUL Vanguard Wellington Fund |
| Macquarie Mid Cap Growth A |
| Macquarie Value A |
| Federated Investments Equity Income Fund |
| Goldman Sachs Government Income Fund |
| Goldman Sachs Mid Cap Value Fund |
| Invesco Global Allocation Fund |
| Invesco Charter Fund |
| Invesco Value Opportunities Fund |
| MFS Value Fund |
| Invesco American Franchise Fund |
| Invesco EQV International Equity |
| Rates from 4.25% to 9.50% – |
Investment model portfolios
We provide two types of investment model portfolios for CORA SERVICES 403(B) RETIREMENT PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CORA SERVICES 403(B) RETIREMENT PLAN