Investment options of CONNECTAMERICA.COM 401(K) SAVINGS PLAN
Total Available Funds: 36
| Investment Option List |
|---|
| (Form 5500) |
| (6) Net investment gain (loss) from common/collective trusts …………………… 2b |
| VICTORY ESTABLISHED VALUE R6 (GETGX) |
| VAN TARGET RETIRE 2030 |
| AMERICAN FUNDS NEW WORLD R6 (HVWBX) |
| FIDELITY BLUE CHIP GROWTH K6 (FBGRX) |
| VAN LIFESTRAT CONSERV GR – INV |
| FID 500 IND |
| VANGUARD MID CAP VALUE IND ADM (VMVIX) |
| VANGUARD LIFESTRATEGY MOD GROW (VASIX) |
| VAN TARGET RETIRE 2020 |
| VAN INFL PROTECTED SEC – ADMR |
| VAN TARGET RETIRE 2045 (VTIVX) |
| VANGUARD INTERMEDIATE TERM BON (VBIIX) |
| VAN TARGET RETIRE 2050 (PDTIX) |
| VANG HI YLD CORP ADM |
| FEDERATED KAUFMANN SMALLCAP R6 (KLCIX) |
| VAN TARG RETIRE 2060 |
| VANGUARD INTL GRTH ADM (VAARX) |
| VANGUARD SMALL CAP INDEX ADMRL (VISVX) |
| T ROWE PRICE GLOBAL STOCK I (PRGSX) |
| VAN TARGET RETIRE INC |
| VAN TARGET RETIRE 2035 |
| ALS SPECIAL SMALL CAP VALUE R6 (ESPIX) |
| VAN TARGET RETIRE 2025 (VTTVX) |
| VANGUARD LIFESTRATEGY GROWTH (VSCGX) |
| BLACKROCK MIDCAP GROWTH EQ K (PGWIX) |
| HARTFORD CORE EQUITY FUND R6 (HGIYX) |
| VAN TARGET RETIRE 2055 |
| JPMORGAN EQUITY INCOME FUND R6 (HLIEX) |
| VAN TARGET RETIRE 2040 (HARYX) |
| VANGUARD VALUE INDEX FUND ADMR (VTRIX) |
| VANGUARD EXT MKT IDX – ADMIRAL (VTSSX) |
| NUVEEN INT EQ INDEX R6 |
| VANGUARD GROWTH INDEX FUND ADM (VTGLX) |
| MET GG SV 25554 – J |
Investment model portfolios
We provide two types of investment model portfolios for CONNECTAMERICA.COM 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONNECTAMERICA.COM 401(K) SAVINGS PLAN