Investment options of CONCORD HOSPITAL 403(B) PLAN
Total Available Funds: 91
| Investment Description |
|---|
| American Funds EuroPacific R6 – |
| American Funds Washington Mutual Investors Fund – R6 – |
| Dodge & Cox Dodge & Cox Income I – |
| Invesco Main Street Fund R6 – |
| MFS Funds Growth Fund – Class R6 – |
| Touchstone Mid Cap Growth Fund – |
| T. Rowe Price Retirement I 2005 Fund – I Class – |
| T. Rowe Price Retirement I 2010 Fund – I Class – |
| T. Rowe Price Retirement I 2015 Fund – I Class – |
| T. Rowe Price Retirement I 2020 Fund – I Class – |
| T. Rowe Price Retirement I 2025 Fund – I Class – |
| T. Rowe Price Retirement I 2030 Fund – I Class – |
| T. Rowe Price Retirement I 2035 Fund – I Class – |
| T. Rowe Price Retirement I 2040 Fund – I Class – |
| T. Rowe Price Retirement I 2045 Fund – I Class – |
| T. Rowe Price Retirement I 2050 Fund – I Class – |
| T. Rowe Price Retirement I 2055 Fund – I Class – |
| T. Rowe Price Retirement I 2060 Fund – I Class – |
| T. Rowe Price Retirement I 2065 Fund – I Class – |
| Vanguard Extended Market Index Fund – |
| Vanguard Institutional Index Fund – |
| Victory Sycamore Established Value Fund – Class R6 – |
| American Funds Emerging Markets Bond Fund F-3 – |
| Artisan Global Unconstrained Fund – |
| Baird Core Plus Bond Fund CL International – |
| Calamos Funds Market Neutral Income A – |
| Calamos Funds Phineius Long/Short Fund Class I – |
| Institutional Class – |
| DFA Short Duration Real Return Instl – |
| Diamond Hill Funds Large Cap Fund Class I – |
| Diamond Hill Funds Small Mid Cap Fund Class I – |
| Dimensional Advisor Emerging Markets Value – |
| Dimensional Advisor US Large Cap Value – |
| Dimensional Advisor US Small Cap Value Port – |
| Dimensional Investment Group International Value ETF – |
| Dodge & Cox Income Fund Class I – |
| Fidelity Investments 500 Index Institutional Prem – |
| Fidelity Investments Contrafund II – |
| Fidelity Investments Equity Income II – |
| Fidelity Investments Growth & Income Fund – |
| Fidelity Investments Growth & Income II – |
| Fidelity Investments Int'l Bond Index Fund – |
| Fidelity Investments Investment Grade – |
| Fidelity Investments Large Cap Growth Index Intl – |
| Fidelity Investments Mid Cap Growth Index FD – |
| Fidelity Investments New Millennium – |
| Fidelity Investments Puritan – |
| Fidelity Investments Select Biotechnology – |
| Fidelity Investments Select Electronics – |
| Fidelity Investments Select Industrial Materials – |
| Fidelity Investments Select Technology – |
| Fidelity Investments Worldwide – |
| First Eagle Funds Global Fund Class I – |
| First Eagle Funds Small Cap Opportunity Fund Class I – |
| FMI Fund Investor Class – |
| Gabelli Gold Fund Class A – |
| Goldman Sachs Funds Rising Dividend Growth Fund Institutional Class – |
| GQG US Select Quality Equity Fund – |
| JP Morgan Funds Mid Cap Equity Fund Class I – |
| Loomis Sayles Core Plus Bond Fund Class Y – |
| Lord Abbett Bond Debenture Fund Class A – |
| Madison Funds Mid Cap $ – |
| Matthews Asia Growth Instl – |
| Morgan Stanley Mid Cap Growth – |
| New World Fund Fund Class F-3 – |
| Oakmark Funds Oakmark Fund – |
| Pacific Financial Group 0-15 Fund Class R – |
| Pacific Financial Group 30+ Fund Class Fund R – |
| Pacific Financial Group American Funds Growth Strategy Fund R – |
| Pacific Financial Group BR Equity ESG Strategy Class R – |
| Pacific Financial Group Equity Sector Strategy Fund Class R – |
| Pacific Financial Group Global Equity Index Strategy Fund Class R – |
| Pacific Financial Group Janus Henderson Balanced Strategy Class I – |
| Pacific Financial Group Tactical 0-30 Fund Class R – |
| Pacific Financial Group Tactical Income Strategy Fund Class R – |
| Pacific Financial Group Thematic ESG Strategy Class R – |
| PIMCO International Bond Fund Institutional Class – |
| Principal Diversified Real Asset A – |
| Seqall Bryant & Hamill Plus Bond Retail – |
| Thornburg Funds International Equity Fund – |
| T. Rowe Price Blue Chip Growth – |
| T. Rowe Price International Bond Fund – |
| T. Rowe Price Ultra Short-Term Bond Fund – |
| Toreador Explorer Class Investor – |
| Vanguard 500 Index Fund Admiral Shares – |
| Vanguard Small-Cap Growth Index Fund Admiral Shares – |
| Vanguard Target Retirement 2035 Fund – |
| Wasatch Funds Global Opp Investor – |
| Wasatch Funds Small Cap Value Investor – |
| Wells Fargo Precious Metals Fund Class A – |
| secured by participant account balances – |
Investment model portfolios
We provide two types of investment model portfolios for CONCORD HOSPITAL 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CONCORD HOSPITAL 403(B) PLAN