Investment options of COMMUNITY SYSTEMS, INC. CONTRIBUTORY 403 (B) PLAN
Total Available Funds: 127
| Investment Description |
|---|
| and interest income on notes receivable from participants for the year ended December 31, |
| nonexempt transactions between the Plan and the Company for the year ended December |
| Fidelity Investments Fidelity Freedom 2050 Fund |
| Fidelity Investments Fidelity Freedom 2045 Fund |
| Fidelity Investments Fidelity Freedom 2035 Fund |
| Fidelity Investments Fidelity Freedom 2030 Fund |
| Fidelity Investments Fidelity Freedom 2025 Fund |
| Fidelity Investments Fidelity 500 Index |
| Fidelity Investments Fidelity Freedom 2055 Fund |
| Fidelity Investments Fidelity Freedom 2020 Fund |
| Fidelity Investments Fidelity |
| Fidelity Investments Fidelity Freedom 2060 Fund |
| Fidelity Investments Fidelity Freedom Index 2035 Fund |
| Fidelity Investments Fidelity Nasdaq Comp |
| Fidelity Investments Fidelity Freedom 2015 Fund |
| Fidelity Investments Fidelity Mid Cap |
| MFS Growth Fund |
| Fidelity Investments Fidelity Portfolio Fund |
| Fidelity Investments Fidelity Smal Cap |
| Fidelity Investments Fidelity Freedom 2065 Fund |
| Fidelity Investments Fidelity Blue Chip Growth |
| Fidelity Investments Fidelity Select Technology Fund |
| Fidelity Investments Fidelity Intermediate Bond Fund |
| Fidelity Investments Fidelity Select Semiconductor Fund |
| Fidelity Investments Fidelity Growth Discovery Fund |
| Fidelity Investments Fidelity Extended Market |
| Fidelity Investments Fidelity Freedom Income Fund |
| Fidelity Investments Fidelity Balanced Fund |
| Fidelity Investments Fidelity Canada Fund |
| Fidelity Investments Fidelity Contrafund Fund |
| Fidelity Investments Fidelity Select Biotech Fund |
| Fidelity Investments Fidelity Financial Fund |
| Schwab Funds Schwab Small Cap |
| Fidelity Investments Fidelity Overseas Fund |
| MFS Mid Cap Growth Fund |
| Fidelity Investments Fidelity Emerging Markets Fund |
| Fidelity Investments Fidelity Select Software Fund |
| Fidelity Investments Fidelity Mega Cap Stock Fund |
| Fidelity Investments Fidelity Small Cap Growth Fund |
| Fidelity Investments Fidelity Large Cap Stock Fund |
| Fidelity Investments Fidelity Global US |
| Fidelity Investments Fidelity Growth & Income Fund |
| Fidelity Investments Fidelity Stock Select Mid Cap Fund |
| Fidelity Investments Fidelity Freedom Index 2050 Fund |
| Fidelity Investments Fidelity International Small Cap Fund |
| The Bank of New York Mellon Corporation BNY Mellon International Stock Fund |
| PIMCO Funds PIMCO International Bond Us Dollar Hedged Institutional Fund |
| Fidelity Investments Fidelity Select Retailing Fund |
| BlackRock iShares US Aggregate Bond |
| Fidelity Investments Fidelity International |
| Fidelity Investments Fidelity Natural Residential Fund |
| Fidelity Investments Fidelity Low Priced Stock Fund |
| Fidelity Investments Fidelity Small Cap Discovery Fund |
| Allspring Allspring Special Mid Cap Value Fund |
| PGIM Prim Jennison Small Company Fund |
| Nuveen TIAA Cerf Social Choice International Equity Institutional Fund |
| BlackRock iShares MSCI EAFE International |
| Nuveen TIAA CREF Social Choice Equity Fund |
| Fidelity Investments Fidelity Select Tech Service Fund |
| Fidelity Investments Fidelity Trend |
| Fidelity Investments Fidelity Focused Stock |
| Fidelity Investments Fidelity Select Energy Fund |
| Delaware Investments Delaware Small Cap Value Fund |
| Fidelity Investments Fidelity Select Medical Tech Fund |
| Fidelity Investments Fidelity Select Utilities Fund |
| Fidelity Investments Fidelity Levergd Co Stk |
| Fidelity Investments Fidelity Growth Strat |
| Fidelity Investments Fidelity International Discovery Fund |
| Fidelity Investments Fidelity Freedom 2010 Fund |
| Fidelity Investments Fidelity Select Defense Fund |
| Fidelity Investments Fidelity Dividend Growth Fund |
| Fidelity Investments Fidelity Worldwide Fund |
| Fidelity Investments Fidelity Select Comm Service Fund |
| Fidelity Investments Fidelity China Region Fund |
| Fidelity Investments Fidelity Select Gold Fund |
| Fidelity Investments Fidelity Sel Fintech |
| Fidelity Investments Fidelity Float Right High Income Fund |
| Fidelity Investments Fidelity Select Telecom Fund |
| Fidelity Investments Fidelity Select Pharmaceutical Fund |
| Fidelity Investments Fidelity Select Health Care Service Fund |
| Fidelity Investments Fidelity Global Commodity Stock Fund |
| Fidelity Investments Fidelity Select Discovery Fund |
| Fidelity Investments Fidelity Emerging Asia Fund |
| Fidelity Investments Fidelity Corporate Bond Fund |
| Fidelity Investments Fidelity Elite Fund |
| Fidelity Investments Fidelity New Millen Fund |
| Fidelity Investments Fidelity Us Sustainable |
| Fidelity Investments Fidelity Small Cap Value Fund |
| Fidelity Investments Fidelity Telecom & Utilities Fund |
| Fidelity Investments Fidelity Select Tech Hardware Fund |
| Fidelity Investments Fidelity Small Cap Stock Fund |
| Fidelity Investments Fidelity Select Wireless Fund |
| Fidelity Investments Fidelity Select Constr/House Fund |
| Fidelity Investments Fidelity Puritan Fund |
| Fidelity Investments Fidelity Environmental Alternative Energy Fund |
| PIMCO Funds PIMCO Income Institutional Fund |
| American Funds Inflation Linked Bond Fund |
| Fidelity Investments Fidelity Select Automotive Fund |
| Fidelity Investments Fidelity Blue Chip Value Fund |
| Fidelity Investments Fidelity Asset Manager 85% Fund |
| Fidelity Investments Fidelity Multi Asset |
| Fidelity Investments Fidelity Strategy Dividend & Income Fund |
| Fidelity Investments Fidelity Select Healthcare Fund |
| Fidelity Investments Fidelity Freedom Index 2060 Fund |
| Lincoln Financial Group YourPath 2030 Moderate Fund |
| Lincoln Financial Group YourPath 2045 Moderate Fund |
| Lincoln Financial Group YourPath 2040 Moderate Fund |
| Lincoln Financial Group YourPath 2035 Moderate Fund |
| Lincoln Financial Group YourPath 2025 Moderate Fund |
| Lincoln Financial Group YourPath 2050 Moderate Fund |
| Lincoln Financial Group YourPath 2055 Moderate Fund |
| Lincoln Financial Group YourPath 2060 Moderate Fund |
| Lincoln Financial Group YourPath 2020 Moderate Fund |
| Lincoln Financial Group YourPath 2065 Moderate Fund |
| Lincoln Financial Group YourPath 2015 Moderate Fund |
| Lincoln Financial Group YourPath 2030 Aggressive Fund |
| Lincoln Financial Group YourPath 2035 Aggressive Fund |
| Lincoln Financial Group YourPath 2060 Aggressive Fund |
| Lincoln Financial Group YourPath 2055 Conservative Fund |
| Lincoln Financial Group YourPath 2050 Aggressive Fund |
| Lincoln Financial Group YourPath 2065 Aggressive Fund |
| Lincoln Financial Group YourPath 2045 Aggressive Fund |
| Lincoln Financial Group YourPath 2040 Aggressive Fund |
| Lincoln Financial Group Yourpath 2030 Conservative |
| Lincoln Financial Group YourPath Income Moderate Fund |
| Lincoln Financial Group YourPath Income Conservative Fund |
| Lincoln Financial Group YourPath Income Aggressive Fund |
Investment model portfolios
We provide two types of investment model portfolios for COMMUNITY SYSTEMS, INC. CONTRIBUTORY 403 (B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for COMMUNITY SYSTEMS, INC. CONTRIBUTORY 403 (B) PLAN