Investment options of CIVITAS RESOURCES, INC. 401(K) PLAN
Total Available Funds: 31
| Investment Description |
|---|
| FID 500 INDEX REGISTERED INVESTMENT COMPANY |
| FID CHINA REGION REGISTERED INVESTMENT COMPANY |
| FID CONTRAFUND REGISTERED INVESTMENT COMPANY |
| FID EXTD MKT IDX REGISTERED INVESTMENT COMPANY |
| FID GOV MMKT INTEREST-BEARING CASH |
| FID INTL INDEX REGISTERED INVESTMENT COMPANY |
| FID SM CAP IDX REGISTERED INVESTMENT COMPANY |
| FID US BOND IDX REGISTERED INVESTMENT COMPANY |
| THORNBURG STR INC R6 REGISTERED INVESTMENT COMPANY |
| CB INTL GRTH IS REGISTERED INVESTMENT COMPANY |
| GS INTL SM CP INS I REGISTERed INVESTMENT COMPANY |
| J H BALABCED T REGISTERED INVESTMENT COMPANY |
| MFS VALUE R3 REGISTERED INVESTMENT COMPANY |
| TRP SM CAP VALUE I REGISTERED INVESTMENT COMPANY |
| PGIM TOTAL RTN BD Z REGISTERED INVESTMENT COMPANY |
| PIM ALL ASSET INST REGISTERED INVESTMENT COMPANY |
| INVS DEVELOP MKT A REGISTERED INVESTMENT COMPANY |
| PUTNAM STABLE VALUE COLLECTIVE TRUST |
| PLT HYBRID 2010 Z COLLECTIVE TRUST |
| PLT HYBRID 2015 Z COLLECTIVE TRUST |
| PLT HYBRID 2020 Z COLLECTIVE TRUST |
| PLT HYBRID 2025 Z COLLECTIVE TRUST |
| PLT HYBRID 2030 Z COLLECTIVE TRUST |
| PLT HYBRID 2035 Z COLLECTIVE TRUST |
| PLT HYBRID 2040 Z COLLECTIVE TRUST |
| PLT HYBRID 2045 Z COLLECTIVE TRUST |
| PLT HYBRID 2050 Z COLLECTIVE TRUST |
| PLT HYBRID 2055 Z COLLECTIVE TRUST |
| PLT HYBRID 2060 Z COLLECTIVE TRUST |
| PLT HYBRID 2065 Z COLLECTIVE TRUST |
| PLT HYBRID INC Z COLLECTIVE TRUST |
Investment model portfolios
We provide two types of investment model portfolios for CIVITAS RESOURCES, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CIVITAS RESOURCES, INC. 401(K) PLAN