Investment options of CHILDREN’S THERAPY CENTER 403(B) PLAN
Total Available Funds: 41
| Investment Description |
|---|
| BlackRock Inflation Protected Bond Fund Institutional Shares |
| Macquarie Small Cap Value Fund |
| Fidelity Contrafund |
| BlackRock Global Allocation Fund, Inc. Institutional Shares |
| MFS New Discovery Fund Class R4 |
| American Funds New Perspective Fund Class R-6 |
| American Funds Washington Mutual Investors Fund Class R-6 |
| Vanguard 500 Index Fund Admiral Shares |
| American Funds International Growth and Income Fund Class R6 |
| Vanguard International Value Fund Investor Shares |
| Invesco Oppenheimer International Growth Fund Class Y |
| American Century Mid Cap Value Fund Investor Class |
| Eaton Vance Income Fund of Boston Class I |
| Neuberger Berman Mid Cap Growth Fund Institutional Class |
| PIMCO Commodity Real Return Strategy Fund Class I-2 |
| PIMCO Income Fund Class I-2 |
| T. Rowe Price Dividend Growth Fund |
| Vanguard Developed Markets Index Fund Admiral Shares |
| Baird Aggregate Bond Fund Class Institutional |
| American Funds New World Fund Class R6 |
| PIMCO International Bond US Dollar Hedged Class I-2 |
| American Funds Global Growth Portfolio |
| American Funds Growth Portfolio |
| American Funds Growth and Income Portfolio |
| American Funds International Growth and Income Fund |
| Blackrock Global Allocation Fund |
| LVIP Delaware High Yield Fund |
| LVIP Delaware REIT Series |
| Delaware VIP Small Cap Value Fund |
| LVIP Delaware Smid Cap Core Series Fund |
| Fidelity VIP Contrafund |
| LVIP BlackRock Dividend Value Managed Volatility Fund |
| LVIP Delaware Bond Fund |
| LVIP Delaware Social Awareness Fund |
| LVIP Delaware Mid Cap Value Fund |
| LVIP T. Rowe Price 2040 Fund |
| LVIP Franklin Templeton Multi-Factor Emerging Markets Equity Fund |
| LVIP SSGA S&P |
| LVIP SSGA Small Cap |
| LVIP T Rowe Price Mid Cap Growth Fund |
| Lincoln Fixed Account |
Investment model portfolios
We provide two types of investment model portfolios for CHILDREN’S THERAPY CENTER 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CHILDREN'S THERAPY CENTER 403(B) PLAN