Investment options of BRENAU UNIVERSITY 403(B) DEFINED CONTRIBUTION PLAN
Total Available Funds: 75
| Investment Description |
|---|
| TIAA Access Core Bond Plus T4 Registered investment company |
| TIAA Access Growth & Income T4 Registered investment company |
| TIAA Access Intl Equity T4 Registered investment company |
| TIAA Access Lfcyle Rtmt Inc T4 Registered investment company |
| TIAA Access Lg-Cap Gr T4 Registered investment company |
| TIAA Access Lg-Cap Val T4 Registered investment company |
| TIAA Access Lifecycle 2025 T4 Registered investment company |
| TIAA Access Lifecycle 2030 T4 Registered investment company |
| TIAA Access Lifecycle 2035 T4 Registered investment company |
| TIAA Access Lifecycle 2040 T4 Registered investment company |
| TIAA Access Lifecycle 2045 T4 Registered investment company |
| TIAA Access Lifecycle 2050 T4 Registered investment company |
| TIAA Access Mid-Cap Gr T4 Registered investment company |
| TIAA Access Mid-Cap Val T4 Registered investment company |
| TIAA Access Real Est Secs T4 Registered investment company |
| TIAA Access Sm-Cap Bl Idx T4 Registered investment company |
| TIAA Access Quant Sml Cp Eq T4 Registered investment company |
| TIAA Access Social Ch Eq T4 Registered investment company |
| Mid Cap Index Fund Registered investment company |
| Stock Index Fund Registered investment company |
| Intl Socially Responsible Fund Registered investment company |
| Systematic Core Fund Registered investment company |
| Science & Technology Fund Registered investment company |
| International Growth Fund Registered investment company |
| Dividend Value Registered investment company |
| Vanguard Lt Inv-Grade Fund Registered investment company |
| Vanguard Long-Term Treasury Registered investment company |
| Vanguard Windsor Ii Registered investment company |
| Vanguard Wellington Fund Inc Registered investment company |
| Ariel Fund Registered investment company |
| Ariel Appreciation Fund Registered investment company |
| Core Bond Fund Registered investment company |
| Growth Fund Registered investment company |
| Inflation Protected Fund Registered investment company |
| Large Capital Growth Registered investment company |
| Mid Cap Strategic Gwth Registered investment company |
| Small Cap Special Value Fund Registered investment company |
| Mid Cap Value Fund Registered investment company |
| GS Vit Gov Money Mkt Fd Inst Registered investment company |
| Fidelity Growth Portfolio Registered investment company |
| LVIP SSGA S&P 500 INDEX Registered investment company |
| LVIP SSGA SMALL-CAP INDEX Registered investment company |
| T. Rowe Price Int'L Stock Registered investment company |
| CREF Core Bond R1 Registered investment company |
| CREF Equity Index R1 Registered investment company |
| CREF Global Equities R1 Registered investment company |
| CREF Growth R1 Registered investment company |
| CREF Inflation-Linked Bond R1 Registered investment company |
| CREF Social Choice R1 Registered investment company |
| CREF Stock R1 Registered investment company |
| DFA Emerging Mark CorEqPort I Registered investment company |
| DFA International Core Eq Inst Registered investment company |
| DFA US Large Cap Value Inst Registered investment company |
| DFA US SmallCap Portfolio Inst Registered investment company |
| TIAA-CREF Core Plus Bond-Inst Registered investment company |
| TIAA-CREF High-Yield-Inst Registered investment company |
| TIAA-CREF Intl Eq Idx-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2010-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2015-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2020-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2025-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2030-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2035-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2040-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2045-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2050-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2055-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2060-Inst Registered investment company |
| TIAA-CREF Lfcyle Idx 2065-Inst Registered investment company |
| Vanguard Dividend Growth Inv Registered investment company |
| Vanguard Infl Protect Sec Adm Registered investment company |
| Vanguard Intr-Trm Bnd Idx Adm Registered investment company |
| Vanguard Ttl Stk Mkt Idx Inst Registered investment company |
| Schwab US Large Cap Growth Idx Registered investment company |
| Schwab US Mid Cap Index Fund Registered investment company |
Investment model portfolios
We provide two types of investment model portfolios for BRENAU UNIVERSITY 403(B) DEFINED CONTRIBUTION PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BRENAU UNIVERSITY 403(B) DEFINED CONTRIBUTION PLAN