Investment options of BLANCO FUTURES, LLC 401(K) PLAN
Total Available Funds: 29
| Investment Description |
|---|
| CHARLES SCHWAB BANK RETIREMENT ADVANTAGE MONEY MARKET FUND |
| VANGUARD TARGET RETIREMENT 2025 EQUITY MUTUAL FUND |
| VANGUARD DIVIDEND GROWTH EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2040 EQUITY MUTUAL FUND |
| VANGUARD SMALL CAP GROWTH INDEX EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2035 EQUITY MUTUAL FUND |
| FIDELITY CONTRAFUND EQUITY MUTUAL FUND |
| VANGUARD SMALL CAP INDEX EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT INCOME EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2030 EQUITY MUTUAL FUND |
| DODGE & COX STOCK EQUITY MUTUAL FUND |
| COHEN & STEERS INST'L REALTY SHARES EQUITY MUTUAL FUND |
| T. ROWE PRICE NEW HORIZONS EQUITY MUTUAL FUND |
| FIRST EAGLE GLOBAL EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2020 EQUITY MUTUAL FUND |
| VANGUARD TOTAL INTERNATIONAL STOCK INDEX INTERNATIONAL MUTUAL FUND |
| FIDELITY 500 INDEX EQUITY MUTUAL FUND |
| VANGUARD MID CAP INDEX EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2045 EQUITY MUTUAL FUND |
| T. ROWE PRICE BLUE CHIP GROWTH EQUITY MUTUAL FUND |
| JPMORGAN MID CAP VALUE EQUITY MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2050 EQUITY MUTUAL FUND |
| INVESCO OPPENHEIMER DEVELOPING MARKETS INTERNATIONAL MUTUAL FUND |
| PIMCO REAL RETURN FIXED INCOME MUTUAL FUND |
| METROPOLITAN WEST TOTAL RETURN BOND PLAN FIXED INCOME MUTUAL FUND |
| VANGUARD TARGET RETIREMENT 2055 EQUITY MUTUAL FUND |
| DODGE & COX INCOME EQUITY MUTUAL FUND |
| VANGUARD INTERMEDIATE-TERM TREASURY FIXED INCOME MUTUAL FUND |
| PIMCO STABLE INCOME CLASS 1 STABLE VALUE FUND |
Investment model portfolios
We provide two types of investment model portfolios for BLANCO FUTURES, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BLANCO FUTURES, LLC 401(K) PLAN