Investment options of BJ’S RESTAURANTS, INC. 401(K) PLAN
Total Available Funds: 54
| Investment Description |
|---|
| Dimensional DFA Emerging Markets Core Equity I |
| Janus Henderson Triton N |
| PIMCO Income Instl |
| Putnam Large Cap Value R6 |
| MassMutual MassMutual Mid Cap Growth I |
| T. Rowe Price Blue Chip Growth I |
| JPMorgan Undiscovered Mgrs Behavioral Value R6 |
| Vanguard Target Retirement 2020 Inv |
| Vanguard Target Retirement 2025 Inv |
| Vanguard Target Retirement 2030 Inv |
| Vanguard Target Retirement 2035 Inv |
| Vanguard Target Retirement 2040 Inv |
| Vanguard Target Retirement 2045 Inv |
| Vanguard Target Retirement 2050 Inv |
| Vanguard Target Retirement 2055 Inv |
| Vanguard Target Retirement 2060 Inv |
| Vanguard Target Retirement 2065 Inv |
| Vanguard Target Retirement Income Inv |
| Fidelity Fidelity |
| Fidelity Mid Cap |
| Fidelity Small Cap |
| Fidelity U.S. Bond |
| MFS Intl Diversification R6 |
| MFS Mid Cap Value R6 |
| interest ranging from 4.25% to 9.50% |
| 1VTINX 36,312.04 |
| 1VTWNX 57,216.48 |
| 1VTTVX 573,514.08 |
| 1VTHRX 1,877,833.31 |
| 1VTTHX 2,299,715.39 |
| 1VFORX 3,276,142.59 |
| 1VTIVX 4,689,671.90 |
| 1VFIFX 3,035,999.87 |
| 1VFFVX 1,837,597.14 |
| 1VTTSX 910,406.05 |
| 1VLXVX 294,637.64 |
| 1DFCEX 370,113.87 |
| 1FTIHX 412,571.41 |
| 1MDIZX 628,069.92 |
| 1PFRSX 583,286.30 |
| 1FSSNX 883,373.11 |
| 1JGMNX 310,925.88 |
| 1UBVFX 760,263.67 |
| 1FSMDX 417,138.80 |
| 1MEFZX 1,179,657.81 |
| 1MVCKX 571,880.84 |
| 1FXAIX 2,529,154.22 |
| 1PEQSX 1,471,818.46 |
| 1TBCIX 3,565,787.15 |
| 1FXNAX 314,089.36 |
| 1PIMIX 1,208,010.26 |
| 1PTRQX 1,223,486.91 |
| 1CGPJQ0 3.200 1,648,632.99 |
| FORFEITURES 4,115.73 |
Investment model portfolios
We provide two types of investment model portfolios for BJ’S RESTAURANTS, INC. 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for BJ'S RESTAURANTS, INC. 401(K) PLAN