Investment options of AVESTA HOMES, LLC 401(K) PLAN & TRUST
Total Available Funds: 36
| Investment Description |
|---|
| AMERICAN CENTURY ONE MUTUAL FUND |
| COHEN & STEERS REALTY MUTUAL FUND |
| DFA REAL ESTATE SECURITIES PORT INST MUTUAL FUND |
| FIRST EAGLE GOLD FUND MUTUAL FUND |
| INVESCO OPPEN GOLD & SPEC MINERAL R6 MUTUAL FUND |
| ISHARES US AGGREGATE BD INDEX FD K MUTUAL FUND |
| JANUS BALANCED FD CL T MUTUAL FUND |
| MATTHEWS ASIAN GROWTH & INCOME FD I MUTUAL FUND |
| RYDEX INVERSE GOVT LONG MUTUAL FUND |
| SCHWAB BANK SAVINGS MONEY MARKET |
| SCHWAB DIVIDEND EQUITY MUTUAL FUND |
| SCHWAB INTL INDEX FUND MUTUAL FUND |
| SCHWAB S&P 500 INDEX FD MUTUAL FUND |
| SCHWAB SHORT-TERM BOND INDEX FUND MUTUAL FUND |
| SCHWAB SMALL CAP INDEX MUTUAL FUND |
| SCHWAB TARGET 2020 FUND MUTUAL FUND |
| SCHWAB TARGET 2030 FUND MUTUAL FUND |
| SCHWAB TARGET 2040 FUND MUTUAL FUND |
| SCHWAB TARGET 2050 FUND MUTUAL FUND |
| SCHWAB TARGET 2060 FUND MUTUAL FUND |
| SCHWAB TOTAL STOCK MKT MUTUAL FUND |
| SCHWAB TREAS INFLAT PROT SEC IDX FD MUTUAL FUND |
| TIAA – CREF LARGE – CAP GR IDX INSTL MUTUAL FUND |
| TIAA CREF LARGE CAP VALUE INDX INSTL MUTUAL FUND |
| VANGUARD BALANCED INDEX FD ADMIRAL MUTUAL FUND |
| VANGUARD EMRG MKTS STK INDEX FD ADM MUTUAL FUND |
| VANGUARD ENERGY INDEX ADM MUTUAL FUND |
| VANGUARD FINANCIALS INDEX FD ADM SHR MUTUAL FUND |
| VANGUARD HEALTH CARE IND MUTUAL FUND |
| VANGUARD HI- YIELD CORP FD ADMIRAL SH MUTUAL FUND |
| VANGUARD INFO TECH INDEX FD ADMIRAL MUTUAL FUND |
| VANGUARD MATERIALSINDEX FD ADM MUTUAL FUND |
| VANGUARD MID CAP INDEX FUND ADMIRAL MUTUAL FUND |
| VANGUARD SHORT TRM CORP BD IDX ADMRL MUTUAL FUND |
| VANGUARD TOTAL WORLD STK INDEX MUTUAL FUND |
| VANGUARD SMALL CAP GROWTH INDEX ADMIRAL MUTUAL FUND |
Investment model portfolios
We provide two types of investment model portfolios for AVESTA HOMES, LLC 401(K) PLAN & TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AVESTA HOMES, LLC 401(K) PLAN & TRUST