Investment options of ATH RETIREMENT PLAN AND TRUST
Total Available Funds: 37
| Investment Description |
|---|
| Vanguard Group, Inc. Capital Opportunity Fund Admiral Shares # |
| Vanguard Group, Inc. Equity Income Fund Admiral Shares # |
| Vanguard Group, Inc. Explorer Fund Admiral Shares # |
| Vanguard Group, Inc. Extended Market Index Fund Admiral Shares # |
| Vanguard Group, Inc. GNMA Fund Admiral Shares # |
| Vanguard Group, Inc. Health Care Fund Admiral Shares # |
| Vanguard Group, Inc. High-Yield Corporate Fund Admiral Shares # |
| Vanguard Group, Inc. Inflation-Protected Securities Fund Admiral Shares # |
| Vanguard Group, Inc. Institutional Index Fund Institutional Shares # |
| Vanguard Group, Inc. International Growth Fund Admiral Shares # |
| Vanguard Group, Inc. International Value Fund Investor Shares # |
| Vanguard Group, Inc. Long-Term Bond Index Fund Admiral Shares # |
| Vanguard Group, Inc. Mid-Cap Index Fund Admiral Shares # |
| Vanguard Group, Inc. PRIMECAP Fund Admiral Shares # |
| Vanguard Group, Inc. Selected Value Fund Investor Shares # |
| Vanguard Group, Inc. Short-Term Investment-Grade Fund Admiral Shares # |
| Vanguard Group, Inc. Small-Cap Growth Index Fund Admiral Shares # |
| Vanguard Group, Inc. Small-Cap Index Fund Admiral Shares # |
| Vanguard Group, Inc. Small-Cap Value Index Fund Admiral Shares # |
| Vanguard Group, Inc. Strategic Equity Fund Investor Shares # |
| Vanguard Group, Inc. Value Index Fund Admiral Shares # |
| Vanguard Group, Inc. Wellesley Income Fund Admiral Shares # |
| Vanguard Group, Inc. Wellington Fund Admiral Shares # |
| Vanguard Group, Inc. Windsor II Fund Admiral Shares # |
| Vanguard Fiduciary Trust Company Target Retirement 2020 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2025 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2030 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2035 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2040 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2045 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2050 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2055 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2060 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2065 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement 2070 Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement Income and Growth Trust Select # |
| Vanguard Fiduciary Trust Company Target Retirement Income Trust Select # |
Investment model portfolios
We provide two types of investment model portfolios for ATH RETIREMENT PLAN AND TRUST participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ATH RETIREMENT PLAN AND TRUST