Investment options of ALLATA, LLC 401(K) PLAN
Total Available Funds: 72
| Investment Description |
|---|
| Vanguard Target Ret 2065 Pooled Separate Account |
| Vanguard Target Ret 2060 Pooled Separate Account |
| Vanguard Target Ret 2055 Pooled Separate Account |
| Vanguard Target Ret 2050 Pooled Separate Account |
| Vanguard Target Ret 2045 Pooled Separate Account |
| Vanguard Target Ret 2040 Pooled Separate Account |
| Vanguard Target Ret 2035 Pooled Separate Account |
| Vanguard Target Ret 2030 Pooled Separate Account |
| JH Lifestyle Blend Aggressive Pooled Separate Account |
| JH Lifestyle Blend Growth Pooled Separate Account |
| JH Lifestyle Blend Balanced Pooled Separate Account |
| Allspring Special SCap Value Pooled Separate Account |
| American Century EM Fund Pooled Separate Account |
| American Funds New World Fund Pooled Separate Account |
| American Funds SMALLCAP World Pooled Separate Account |
| BlackRock Health Sciences Opp Pooled Separate Account |
| Delaware Small Cap Value Fund Pooled Separate Account |
| DFA U.S. Small Cap Fund Pooled Separate Account |
| Fidelity Adv Diversified Stock Pooled Separate Account |
| Fidelity ContraFund Pooled Separate Account |
| Fidelity Mid Cap Index Fund Pooled Separate Account |
| Fidelity NASDAQ Composite Idx Pooled Separate Account |
| Financial Industries Fund Pooled Separate Account |
| Invesco Discovery Mid Cap Grow Pooled Separate Account |
| Invesco Main Street Mid Cap Pooled Separate Account |
| Invesco Small Cap Growth Pooled Separate Account |
| iShares Gold Trust ETF Pooled Separate Account |
| Janus Henderson Gbl Life Sci Pooled Separate Account |
| John Hancock Mid Cap Growth Pooled Separate Account |
| Science & Technology Fund Pooled Separate Account |
| Small Cap Index Fund Pooled Separate Account |
| T. Rowe Price Sci & Tech Pooled Separate Account |
| T. Rowe Price Sml Cap Val Pooled Separate Account |
| Vanguard Explorer Fund Pooled Separate Account |
| Vanguard Growth Index Fund Pooled Separate Account |
| Vanguard Materials Index Fund Pooled Separate Account |
| Vanguard Mid-Cap Growth ETF Pooled Separate Account |
| Vanguard Mid-Cap Value ETF Pooled Separate Account |
| Vanguard Small Cap Grow Index Pooled Separate Account |
| Vanguard Small Cap Value Index Pooled Separate Account |
| Vanguard Strategic Equity Fund Pooled Separate Account |
| 500 Index Fund Pooled Separate Account |
| American Funds EuroPac Growth Pooled Separate Account |
| American Funds Fundamental Inv Pooled Separate Account |
| American Funds New Perspective Pooled Separate Account |
| BlackRock EAFE Equity Index Pooled Separate Account |
| DFA Global Equity Fund Pooled Separate Account |
| Dodge & Cox Stock Fund Pooled Separate Account |
| Fidelity International Index Pooled Separate Account |
| Fundamental Large Cap Value Pooled Separate Account |
| iShares MSCI EAFE Growth ETF Pooled Separate Account |
| Nuveen Large-Cap Value Index Pooled Separate Account |
| PIMCO Commodity Real Return Pooled Separate Account |
| T. Rowe Price Dividend Growth Pooled Separate Account |
| Vanguard Equity-Income Fund Pooled Separate Account |
| Vanguard High Dividend Yld Idx Pooled Separate Account |
| Vanguard International Growth Pooled Separate Account |
| Vanguard Value Index Fund Pooled Separate Account |
| AF American Balanced Fund Pooled Separate Account |
| AF Capital Income Builder Pooled Separate Account |
| AF The Income Fund of America Pooled Separate Account |
| DWS RREEF Gbl Infrastructure Pooled Separate Account |
| Franklin Utilities Fund Pooled Separate Account |
| MFS Utilities Fund Pooled Separate Account |
| Vanguard Balanced Index Fund Pooled Separate Account |
| Vanguard LT Treasury Index Pooled Separate Account |
| American Funds Bond Fund of Am Pooled Separate Account |
| BlackRock High Yield Bond Fund Pooled Separate Account |
| BlackRock Infl Protected Bond Pooled Separate Account |
| JPMorgan Global Bond Opps Pooled Separate Account |
| Vanguard Interm-Term Bond Idx Pooled Separate Account |
| Vanguard Short-Term Bond Index Pooled Separate Account |
Investment model portfolios
We provide two types of investment model portfolios for ALLATA, LLC 401(K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ALLATA, LLC 401(K) PLAN