Investment options of ABILITY CONNECTION COLORADO 403B PLAN
Total Available Funds: 26
| Investment Description |
|---|
| (Held at End of Year) EIN: 84-0420225 PN: |
| American Funds Amerfds American Balanced R6 |
| Blackrock Health Sci Opps K |
| Blackrock Blackrck Lifepth Idx 2030 K |
| Blackrock Blackrck Lifepth Idx 2035 K |
| American Funds Amerfds New Perspective R6 |
| Blackrock Blackrck Lifepth Idx 2040 K |
| Blackrock Blackrck Lifepth Idx 2045 K |
| Blackrock Blackrck Lifepth Idx 2050 K |
| Blackrock Blackrck Lifepth Idx 2055 K |
| Blackrock Blackrck Lifepth Idx 2060 K |
| Blackrock Blackrck Lifepth Idx Ret K |
| MFS Mid Cap Value R6 |
| Lord Abbett High Yield R6 |
| JPMorgan Equity Income R6 |
| Invesco Disc Midcapgr R6 |
| JPMorgan Large Cap Growth R6 |
| Macquarie Macquarie Small Cap Core R6 |
| Fidelity 500 Index |
| Fidelity US Bond Idx |
| T Rowe Price Troweprice Dividend GR I |
| Janus Henderson Jan Hen Venture N |
| Victory Victory Integrity Smcapval R6 |
| MFS Intl Growth R6 |
| various maturity dates) |
| AMERICAN UNITED LIFE INS CO AUL FIXED ACCOUNT |
Investment model portfolios
We provide two types of investment model portfolios for ABILITY CONNECTION COLORADO 403B PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ABILITY CONNECTION COLORADO 403B PLAN