Investment options of AAR CORP. RETIREMENT SAVINGS PLAN
Total Available Funds: 28
| Investment Option List |
|---|
| Vanguard Fiduciary Trust Company Vanguard Retirement Savings Trust III |
| American Century Investments American Century Small Cap Value Fund; R6 Class (IACIX) |
| Ariel Investments Ariel Fund; Institutional |
| Janus Investment Fund Janus Triton Fund; Class N (JCNNX) |
| MFS Investment Management MFS International Diversification Fund; Class R6 (MDIJX) |
| Principal Funds, Inc. Principal Equity Income Fund; Institutional Class (PQUBX) |
| Vanguard Fiduciary Trust Company Vanguard Institutional Index Fund Inst'l Shares |
| Vanguard Fiduciary Trust Company Vanguard International Growth Fund Admiral Shares (VWILX) |
| Vanguard Fiduciary Trust Company Vanguard Long-Term Investment-Grade Fund: Adm Shr (VWESX) |
| Vanguard Fiduciary Trust Company Vanguard Mid-Cap Index Fund Institutional Shares (VIMSX) |
| Vanguard Fiduciary Trust Company Vanguard PRIMECAP Fund Admiral Shares (VPMCX) |
| Vanguard Fiduciary Trust Company Vanguard Small-Cap Index Fund Institutional Shares (VISVX) |
| Vanguard Fiduciary Trust Company Vanguard U.S. Growth Fund Admiral Shares (VQNPX) |
| Vanguard Fiduciary Trust Company Vanguard Wellington Fund Admiral Shares (VWENX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2020 Trust II (VTWNX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2025 Trust II (VTTVX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2030 Trust II (VTHRX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2035 Trust II (VTTHX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2040 Trust II (VFORX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2045 Trust II (VTIVX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2050 Trust II (VFIFX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2055 Trust II (VFFVX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2060 Trust II (VTTSX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2065 Trust II (VSXFX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement 2070 Trust II (VSVNX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement Income Trust II (VTINX) |
| Vanguard Fiduciary Trust Company Vanguard Target Retirement Income and Growth Trust II (VTINX) |
| Empower Guaranteed Interest Fund |
Investment model portfolios
We provide two types of investment model portfolios for AAR CORP. RETIREMENT SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for AAR CORP. RETIREMENT SAVINGS PLAN