Investment options of 403(B) THRIFT PLAN FOR COMMUNITY ACCESS SERVICES
Total Available Funds: 87
| Investment Description |
|---|
| American Century Investments VP Capital Appreciation Fund Pooled separate account |
| Calvert VP SRI Balanced Portfolio Pooled separate account |
| Delaware VIP Small Cap Value Series Pooled separate account |
| DWS Capital Growth VIP Pooled separate account |
| Fidelity VIP Asset Manager Portfolio Pooled separate account |
| Fidelity VIP Contrafund Portfolio Pooled separate account |
| Fidelity VIP Equity-Income Portfolio Pooled separate account |
| Fidelity VIP Mid Cap Portfolio Pooled separate account |
| Goldman Sachs VIT Small Cap Eq Insights Pooled separate account |
| Goldman Sachs VIT US Equity Insights Fund Pooled separate account |
| Invesco Oppenheimer V.I. Main Street Fund Pooled separate account |
| MoA Balanced Fund Pooled separate account |
| Mutual of America 2015 Retirement Fund Pooled separate account |
| Mutual of America 2020 Retirement Fund Pooled separate account |
| Mutual of America 2025 Retirement Fund Pooled separate account |
| Mutual of America 2030 Retirement Fund Pooled separate account |
| Mutual of America 2035 Retirement Fund Pooled separate account |
| Mutual of America 2040 Retirement Fund Pooled separate account |
| Mutual of America 2045 Retirement Fund Pooled separate account |
| Mutual of America 2050 Retirement Fund Pooled separate account |
| Mutual of America 2055 Retirement Fund Pooled separate account |
| Mutual of America 2060 Retirement Fund Pooled separate account |
| Mutual of America 2065 Retirement Fund Pooled separate account |
| Mutual of America Aggressive Allocation Fund Pooled separate account |
| Mutual of America All America Fund Pooled separate account |
| Mutual of America Bond Fund Pooled separate account |
| Mutual of America Conservative Allocation Fund Pooled separate account |
| Mutual of America Equity Index Fund Pooled separate account |
| Mutual of America International Fund Pooled separate account |
| Mutual of America Mid Cap Value Fund Pooled separate account |
| Mutual of America Mid-Cap Equity Index Fund Pooled separate account |
| Mutual of America Mid-Term Bond Fund Pooled separate account |
| Mutual of America Moderate Allocation Fund Pooled separate account |
| Mutual of America Retirement Income Fund Pooled separate account |
| Mutual of America Small Cap Growth Fund Pooled separate account |
| MoA Small Cap Equity Index Fund Pooled separate account |
| Mutual of America Small Cap Value Fund Pooled separate account |
| Neuberger Berman AMT Sustainable Equity Portfolio Pooled separate account |
| PIMCO VIT Real Return Portfolio Pooled separate account |
| T. Rowe Price Blue Chip Growth Portfolio Pooled separate account |
| Vanguard VIF Diversified Value Portfolio Pooled separate account |
| Vanguard VIF International Portfolio Pooled separate account |
| Victory RS Small Cap Growth Equity VIP Series Pooled separate account |
| Mutual of America American Century Investments VP Capital Appreciation Fund |
| Mutual of America Calvert VP SRI Balanced Portfolio |
| Mutual of America Delaware VIP Small Cap Value Series |
| Mutual of America DWS Capital Growth VIP |
| Mutual of America Fidelity VIP Asset Manager Portfolio |
| Mutual of America Fidelity VIP Contrafund Portfolio |
| Mutual of America Fidelity VIP Equity-Income Portfolio |
| Mutual of America Fidelity VIP Mid Cap Portfolio |
| Mutual of America Goldman Sachs VIT Small Cap Equity Insights Fund |
| Mutual of America Goldman Sachs VIT US Equity Insights Fund |
| Mutual of America Invesco V.I. Main Street Fund |
| Mutual of America MoA Aggressive Allocation Fund |
| Mutual of America MoA All America Fund |
| Mutual of America MoA Balanced Fund |
| Mutual of America MoA Clear Passage 2015 Fund |
| Mutual of America MoA Clear Passage 2020 Fund |
| Mutual of America MoA Clear Passage 2025 Fund |
| Mutual of America MoA Clear Passage 2030 Fund |
| Mutual of America MoA Clear Passage 2035 Fund |
| Mutual of America MoA Clear Passage 2040 Fund |
| Mutual of America MoA Clear Passage 2045 Fund |
| Mutual of America MoA Clear Passage 2050 Fund |
| Mutual of America MoA Clear Passage 2055 Fund |
| Mutual of America MoA Clear Passage 2060 Fund |
| Mutual of America MoA Clear Passage 2065 Fund |
| Mutual of America MoA Conservative Allocation Fund |
| Mutual of America MoA Core Bond Fund |
| Mutual of America MoA Equity |
| Mutual of America MoA Intermediate Bond Fund |
| Mutual of America MoA International Fund |
| Mutual of America MoA Mid Cap Equity |
| Mutual of America MoA Mid Cap Value Fund |
| Mutual of America MoA Moderate Allocation Fund |
| Mutual of America MoA Retirement Income Fund |
| Mutual of America MoA Small Cap Equity |
| Mutual of America MoA Small Cap Growth Fund |
| Mutual of America MoA Small Cap Value Fund |
| Mutual of America Mutual of America Interest Accumulation Account |
| Mutual of America Neuberger Berman AMT Sustainable Equity Portfolio |
| Mutual of America PIMCO VIT Real Return Portfolio |
| Mutual of America T. Rowe Price Blue Chip Growth Portfolio |
| Mutual of America Vanguard VIF Diversified Value Portfolio |
| Mutual of America Vanguard VIF International Portfolio |
| Mutual of America Victory RS Small Cap Growth Equity VIP Series |
Investment model portfolios
We provide two types of investment model portfolios for 403(B) THRIFT PLAN FOR COMMUNITY ACCESS SERVICES participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for 403(B) THRIFT PLAN FOR COMMUNITY ACCESS SERVICES