-
July 14, 2014: Composite Portfolios Review
We review our best composite portfolios that we believe can be useful for many investors.
-
July 7, 2014: Portfolio Behavior During Market Corrections
We compared and contrasted tactical and strategic portfolios during market corrections in the last 23 years.
-
June 30, 2014: Half Year Brokerage ETF and Mutual Fund Portfolios Review
We review asset class performance and portfolio performance. We are cautious on the current market condition.
-
June 23, 2014: Newsletter Collection Update
We revisited our newsletter collection by categorizing recent ones. We also have a brief summary on recent market overviews. Model portfolios for the 401k plans of both investment power houses Morningstar and Berkshire Haythaway’s General RE are compared.
-
June 16, 2014: There Are Always Lottery Winners
There are always lottery winners in every field, including in investing. Recognizing this is the first step to avoid following a herd of these winners blindly.
-
June 9, 2014: The Arithmetic of Investment Mistakes
The loss and gain arithmetic reveals how costly an investment mistake can be.
-
June 2, 2014: Tips On Portfolio Rebalance
We discuss various portfolio rebalance issues and their solutions.
-
May 26, 2014: In Praise Of Low Cost Core Asset Class Based Portfolios
Simpler Is Better (SIB) portfolios excel in many aspects. They should be the first choices for many investors.
-
May 19, 2014: Consistency, The Most Important Edge In Investing: Strategic Case
We discuss how a long term buy and hold strategy can deliver a reasonable return.
-
May 12, 2014: How To Handle An Elevated Overvalued Market
We discuss the dilemma facing new users or new investors in the current overvalued stock markets. We look at several types of portfolios and discuss how to use them to step into (or scale into) this kind of markets.
-
May 5, 2014: Asset Allocation Funds Review
We review the performance of US centric and global balance funds as well as several tactical funds.
-
April 28, 2014: Now The Economy Backs To The ‘Old Normal’, Should Our Investments Too?
We remain optimistic in fixed income investing and review total return bond portfolios and a momentum bond ETF portfolio.
-
April 21, 2014: Total Return Bond Investing In The Current Market Environment
We remain optimistic in fixed income investing and review total return bond portfolios and a momentum bond ETF portfolio.
-
April 14, 2014: Momentum Stocks Crashed, How About Momentum Tactical Allocation?
We review the recent performance of portfolios in various momentum investment categories.
-
The History of 401(k) Plans: Retirement Is Now Our Individual Responsibility
The shift from traditional pensions to individual responsibility for retirement savings has been significant for Americans. In the past, workers would receive pensions from their employers upon retirement. However, as many companies have stopped offering pension plans, the responsibility to save for retirement has shifted to individuals. The most popular retirement savings options today are workplace plans such as 401(k)s or self-supported IRAs (Individual Retirement Accounts). Unfortunately, many Americans have not enrolled in a 401(k) plan, which can lead to dissatisfaction with their retirement quality of life compared to previous generations. In fact, recent movements such as ‘Making America Great Again’ may have been fueled, at least in part, by a sense of insecurity caused by inadequate retirement savings and lower retirement quality. Like it or not, it’s important to recognize the reality that 401(k) plans and workplace retirement plans have become the most important sources of retirement income, in addition to basic and often limited Social Security benefits. If you’re considering your retirement savings options, don’t overlook the importance of enrolling in a 401(k) plan or other workplace retirement plan. The following is a visual history of 401(k) plans. Courtesy of Bloomberg: So pension plans disappearing while most now need to rely on their 401k investments for retirement. Success for what?
-
April 7, 2014: The Unbeatable US Stocks And Bonds Balance Portfolio?
Is a simple 60% US stocks and 40% US bonds balanced portfolio unbeatable? We answer this question by looking at past performance in various periods and discuss the investment outlook.
-
March 31, 2014: Strategic Asset Allocation Portfolio Review
We review the performance of asset classes strategic portfolios in the first quarter. We also discuss the outlook for strategic portfolios.
-
March 24, 2014: Time Diversification In Portfolio Rebalance
What day to rebalance in a month? How to smooth out the fluctuation or whipsaw because of markets’ volatility? In this newsletter, we introduce the time diversification concept to answer this question.
-
March 17, 2014: Variable Annuity Portfolio Review
We discuss variable annuity investing and review some typical variable annuity plans and their portfolios.
-
March 10, 2014: Where Are We Now In Valuation And Momentum Phases?
Stock market valuation is high while we might be in the last momentum phase in the current bull market.
