We show a way to construct a simple yet effective balanced portfolio that can outperform even the best balanced allocation mutual fund, both in returns and risk. 

We summarize our recent newsletters and update the newsletter collection list. 

We review momentum based invest portfolios at various levels and note that the current stock market is very much driven by very few large technology/internet stocks. 

We offer some tips on how to start to follow a portfolio. 

We discuss our notion of alternative assets and their roles in portfolio management.

We show that stock markets exhibit strong seasonality and discuss how to utilize it in portfolio management. 

We closely look at the possibility using short term bonds to replace CDs or to invest cash that’s not needed immediately. 

We further look into how much hold time a timing strategy can shorten for equity investing and conclude that even though the timing strategies like our tactical asset allocation can shorten required hold time a few years, they are still long term investment strategies. 

A user commented on our recent article on the risk and volatility. We publish his email here and would like to have a debate/discussion on this important concept. 

We look at the S&P 500 and its simple moving average strategy for the past 145 years. It’s indisputable that a simple moving average based market timing strategy can be an effective tool to reduce risk.

We discuss risk and volatility, especially with respect to the investment time horizon using S&P 500 data in the past 145 years. 

With three major total return bond ETFs in the markets and several index ETFs in key bond categories, we believe we are getting very close to construct an ETF based portfolio that’s comparable with mutual fund based portfolios. 

We review asset class trends in the last quarter and discuss several possible scenarios. 

There are several factors to consider even among tax deferred retirement accounts. 

High fees are still rampant in 401k and retail investing. We also discuss how to cope with this. 

Stocks are extremely over valued based on several long term stock valuation metrics. We review the metrics and discuss the implication on portfolios.

We discuss core and sub asset classes for retirement investments. 

We review Fidelity Total Bond mutual fund whose managers have won the Morningstar’s Fixed Income Manager of the Year award in 2016. 

We review and discuss long term timing based US stock portfolios and their roles in one’s overall investments.