It is the internal testing website that you are visiting. Please go to our official customer website (www.myplaniq.com).
MyPlanIQ Major Brokerage Investor Harry Browne Permanent Portfolio Plan REIT

Harry Browne Permanent Portfolio Plan REIT

Investment Menu Rating:

Investment Options
Total Available Funds: 7
Asset Class Ticker Description Rating
Others
ROOT CASH CASH
US EQUITY
LARGE BLEND VFINX VFINX (Vanguard 500 Index Investor)
REAL ESTATE
REAL ESTATE VGSIX
FIXED INCOME
SHORT GOVERNMENT VFISX VFISX (Vanguard Short-Term Treasury)
Intermediate Government VFITX VFITX (Vanguard Interm-Term Treasury)
LONG GOVERNMENT VUSTX VUSTX (Vanguard 500 Index Investor)
COMMODITIES
COMMODITIES GLD GLD (SPDR Gold Shares)
Total Available Funds: 7
Asset Class Ticker Description Rating
Others
ROOT CASH CASH
US EQUITY
LARGE BLEND VFINX VFINX (Vanguard 500 Index Investor)
REAL ESTATE
REAL ESTATE VGSIX
FIXED INCOME
SHORT GOVERNMENT VFISX VFISX (Vanguard Short-Term Treasury)
Intermediate Government VFITX VFITX (Vanguard Interm-Term Treasury)
LONG GOVERNMENT VUSTX VUSTX (Vanguard 500 Index Investor)
COMMODITIES
COMMODITIES GLD GLD (SPDR Gold Shares)
Total Available Funds: 7
  • R*: Redemption (Minimum months to hold).
  • RT: Round Trip (number of times allowed to buy/sell in trailing 12 months).
  • WP: Waiting Period (minimum months to wait before buy again).
  • M*:Mark (p: proxy, n: not used).
Asset Class Ticker Description Rating R* RT WP Expense Yield
Others
ROOT CASH CASH 0% 1 60 0 NA 2.53%
US EQUITY
LARGE BLEND VFINX VFINX (Vanguard 500 Index Investor) 97% 1 60 0 0.14% 1.19%
REAL ESTATE
REAL ESTATE VGSIX 81% 1 60 0 0.12% 3.76%
FIXED INCOME
SHORT GOVERNMENT VFISX VFISX (Vanguard Short-Term Treasury) 100% 1 60 0 0.1% 3.76%
Intermediate Government VFITX VFITX (Vanguard Interm-Term Treasury) 97% 1 60 0 0.2% 3.96%
LONG GOVERNMENT VUSTX VUSTX (Vanguard 500 Index Investor) 96% 1 60 0 0.1% 4.46%
COMMODITIES
COMMODITIES GLD GLD (SPDR Gold Shares) 93% 1 60 0 0.4% 0%
Average Expense Ratio: 0.18%
Sign up to get fund ranking change alerts

Sign up and subscribe as an expert user to create plans with your own specified investment options.
Model Portfolios
Strategic Asset Allocation - Optimal: Click here to see this strategy description
Optimal Weight & Regular Rebalance YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow 0.0% 14.0% 4.5% 8.0% 7.3% 8.1%

Sign up or Login and subscribe to get rebalance emails for this portfolio

Tactical Asset Allocation: Click here to see this strategy description
Dynamic Asset Switching YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click for Portfolio Details or Follow -0.4% 2.2% 3.0% 3.4% 3.6% 4.3%

Sign up or Login and subscribe to get rebalance emails for this portfolio

Asset Allocation Composite: Click here to see this strategy description
Strategic Asset Allocation with Dynamic Risk Adjustment YTD**
Return		 1Yr
AR*		 3Yr
AR*		 5Yr
AR*		 10Yr
AR*		 15Yr
AR*
Click to Create Model Portfolio

Sign up or Login and subscribe to get rebalance emails for this portfolio
*     AR: Annualized Return
**   YTD: Year to Date (not annualized)
*** The above portfolios are of moderate risk, which means that more than 40% of assets are in fixed income funds.


Description
The plan consists of 7 funds. It covers 4 major asset classes and 7 minor asset classes. The major asset classes it covers are US Equity, Fixed Income, Commodity and REITs.

In his Fail-Safe Investing book, Harry Browne proposed this one size fit all portfolio that he called 'permanent portfolio'. His theory has been discussed in numerous articles like this. A mutual fund PRPFX was constucted and named after his theory. The following consists of the portfolio's components.

  • 25% in U.S. stocks, to provide a strong return during times of prosperity. For this portion of the portfolio, Browne recommends a basic S&P 500 index fund such as VFINX.
  • 25% in long-term U.S. Treasury bonds for deflation protection.  
  • 25% in cash in order to hedge against periods of “tight money” or recession. In this case, “cash” means a money-market fund.
  •  25% in precious metals (gold, specifically) in order to provide protection during periods of inflation. Browne recommends gold bullion coins.

We use VFINX, VUSTX, VFITX, VFISX, CASH and GLD for the above components. Investors can compare the model portfolios in this plan with this static portfolio.



Register for FREE No Credit Card Required
Or Start FREE 30-day trial now >>
MyPlanIQ Newsletters
Get Started
Search

Members enjoy Free features

  • Customize and follow a diversified strategic allocation portfolio for your 401k, IRA and brokerage investments within minutes
  • Receive monthly or quarterly re-balance emails
  • Enter funds and percentages in your portfolio, see its historical performance and receive ongoing rebalance emails
  • Real time fund ranking and selection for your plans
  • Quality retirement investing newsletter emails
  • Fund ranking and selection for your plans

Tens of thousands of users have signed up!

Join Now (Free)
No Credit Card Required

User names can only consist of alphabetic and
numeric characters.(eg: 0-9a-zA-Z)
I agree to the Terms of use

Login With Facebook:

Get Started Now. It's Free!

Get portfolio suggestions for your
401k plan or brokerage accounts

Powered by MyPlanIQ
You have created an account on MyPlanIQ.com by using this email "", please login MyPlanIQ account or reset your password.